

You’ve worked hard. Raised families. Navigated careers. And now, the dream of living by the sea feels closer—but still uncertain. Is it affordable? Is it safe? Is it even possible without giving up life in California?
That’s exactly what we asked ourselves before building Rafael by the Sea.
This quiet coastal community in San Felipe is designed for retirees like you—those who love California, but are tired of its prices, its traffic, and its pace.
You don’t need to move across the world. You don’t need to buy sight unseen. And you don’t need to figure it all out alone.
Start with the free guide, then let’s talk.
It could be the beginning of a better chapter—one with more peace, more connection, and more ocean.
Retirement in Southern California was supposed to feel earned. Instead, it can feel squeezed.
Housing prices. Taxes. Insurance. Crowds. Clocks. Commutes. Even the simple act of walking on the beach can feel stressful when parking is a battle and homes nearby cost millions.
You’re not alone in feeling stuck between comfort and cost.
That’s why thousands of retirees are quietly crossing the border—part-time or full-time—to enjoy the life they worked for, without leaving their lives behind.
Rafael by the Sea is a community that makes that easier, safer, and more transparent than ever before.
And it starts with a simple guide that shows you how it all works—no guessing, no gimmicks, no surprises.


Imagine mornings that begin with a walk on the beach, coffee under the sun, and no schedule but your own.
Neighbors who say hello. Streets you can walk. A home that didn’t cost your life savings—and still comes with ocean views and mountain sunsets.
The Complete Retirement Guide will help you picture it. But more importantly, it’ll help you understand how to get there—clearly and calmly.
You’ll discover:
What it really costs to live by the sea in Baja (side-by-side comparisons)
How U.S. retirees safely own property in Mexico, with full legal protection
What life in San Felipe actually feels like—community, healthcare, activities
And how to go from curious to visiting Rafael without pressure or commitment
For many, it’s not about leaving California. It’s about living better—while staying close enough to everything that matters.
We created this guide for retirees who want facts before fantasies. Clarity before commitment. No sales pitch—just straight answers.
You’ll get 10 easy-to-read pages covering:
Lifestyle & Cost of Living
How retirees are living oceanfront lives for less than San Diego rent
A breakdown of living costs (utilities, healthcare, groceries, taxes)
What daily life looks like in San Felipe—from walking groups to tacos at sunset
How to stay connected with kids and grandkids while living abroad
Safety, Property & Legal Ownership
How to own property as a U.S. citizen—legally, securely, and with full rights
What a “fideicomiso” is and how it protects your home
The step-by-step process from first interest to a visit with no pressure
Why Rafael by the Sea was built specifically for retirees—not tourists

Start with the free guide. Read it over coffee. Then, if it speaks to you, you’ll have the option to book a free, no-pressure call with our team. We’ll answer your questions. Walk you through the details. And if it feels right, help you plan a visit.

We know this isn’t a small decision. That’s why we offer:
✅ The Free Retirement Guide — 10 pages, written for U.S. retirees, with step-by-step clarity.
✅ An optional, no-pressure call — talk with someone who understands the legal, emotional, and practical questions of retiring abroad.
✅ Visit options — want to see Rafael by the Sea in person? We’ll help you plan a visit you’re comfortable with, without the hard sell.
✅ Trusted bilingual professionals — from paperwork to property tours, you’ll be guided by people who’ve helped retirees like you for years.
Your next chapter shouldn’t be rushed—or guessed. It should feel calm, clear, and quietly exciting.
Let’s begin there.